New customers can often qualify for Chase Bank promotions of $200 or more by opening a new Chase checking account and receiving a certain amount of money via direct deposits within 90 days.Ĭhase Total Checking® is Chase’s flagship consumer checking account product. This account also comes with Overdraft Assist and Zero Liability Protection, along with online and mobile banking. Maintain a minimum balance of $5,000 across linked Chase accounts.Maintain a daily balance of $1,500 or more.Receive a minimum of $500 in monthly electronic deposits.Customers can avoid the monthly fee by meeting any of the following requirements: While there’s no minimum deposit to open the account, it does have a $12 monthly maintenance fee. * Chase Total Checking®Ĭhase Total Checking® is the bank’s most popular account and best for everyday use. Chase offers five different checking accounts: Chase Total Checking®, Chase Secure Banking℠, Chase Premier Plus Checking℠, Chase Sapphire Banking and Chase Private Client.Īccount information and annual percentage yields (APYs) are accurate as of October 24, 2023.